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Mortgage Payment Calculator
Enter your loan details, taxes, insurance, and HOA to see a complete breakdown of your estimated monthly payment.
Loan Details
Monthly Costs
PMI typically applies when down payment is below 20% (≈ 0.5–1.5% of loan/yr). Enter $0 if not applicable.
Est. Monthly Payment
$3,045.09
All costs included
Principal & Interest
$862,232.03 over 30 yrs
$2,395.09
79%
Property Tax
$6,000/yr
$500.00
16%
Home Insurance
$1,800/yr
$150.00
5%
Mortgage Insurance
PMI — enter $0 if not applicable
$0.00
0%
HOA Fees
$0.00
0%
Loan Summary
This calculator is for informational purposes only. The figures shown are estimates based on the inputs you provide and do not represent actual loan terms, rates, or offers. Your actual payment will depend on your credit profile, lender, loan type, and other factors specific to your situation. Always consult with a licensed mortgage professional before making any financial decisions.
DFW Market Context
Median Home Price
$400K+
DFW Metroplex
Avg. Interest Rate
~7%
30-yr fixed (2026)
Avg. Property Tax Rate
~1.5%
Texas statewide
Avg. Days on Market
28 days
Well-priced listings
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